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Susan Megge's Articles in Debt
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Debt Collection – Know Your Rights
The phone is ringing off the hook and caller ID identifies the incoming calls as “unknown caller,” toll-free call,” or “out of area.” When you finally politely answer the phone you’re confronted by an obnoxious, rude and threatening bill collector.
If you’re having difficulty paying your bills, this scenario is not uncommon. The tactics used by some debt collectors can often make consumers fear the worst, with threats of arrest, wage garnishment and lawsuits. These types o...
Does Debt Settlement Affect Your Credit Score?
If you’re buried deep in credit card debt, you probably shouldn’t be asking if debt settlement affects your credit score. Instead, you may want to consider if you should really care what your score is. Think about your situation very seriously for a moment. You’re losing sleep and can barely make the minimum payments due on your credit cards. This situation is making you nervous and you can’t shake the sick feeling in the pit of your stomach because you’re always thinking abo...
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