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Early Retirement - Dream Or Reality By : John Hartley So you wan to retire at 50 or maybe 55, and can't bear the idea of working past 60. Well, if you are in either a boring or a stressful job, I don't blame you. But look, if you have a good salary and want a good retirement income you will need to have a nest egg of about $750,000. Of course, it should be in a tax-free or tax-deferred retirement fund like a 401 k or Roth IRA or similar. If you are not saving in one of these, you are wasting money. Also, you need to make s... Architecture Today – Getting the feeling of home By : Rob Parker Design a home that works for you when you retire Stay Healthy To Retire Healthy By : John Hartley You may be saving for retirement, but not sure whether you will live long enough to retire. What a waste of your money! To keep healthy you need a plan. Not just any plan, but a health plan. One that involves a healthy diet and exercise. If you have a family, the plan should include everyone, not just you. You need to exercise, and to eat healthily. If you do exercise routines – it could be cycling or another activity – then each person will help the other. And you know... Get A Jump On Retirement- Part 2 By : Scott Bianchi Welcome to the second article of my series. This article is about paying yourself first. You could probably find hundreds of articles on the internet about this very topic. It is a common theory used by many financial advisors. It is an important theory that is worth discussing. The reasons for paying yourself first are easy to figure out, you get to build a savings account, you get in the habit of saving, you build your emergency fund, and more. In my opinion, the most im... Get A Jump On Retirement By : Scott Bianchi Everyone works their whole life to pay bills, go on vacation, provide for their kids, and much more. Most people dream of the day when they can retire. It is interesting to me how few people actually work as hard at planning their retirement as they do each and every day they show up for work. With a few smart decisions everyone can retire early if they want, provided they do not have any unforeseen medical issues, unemployment, or live through a natural disaster like Hu... How To Escape The Illusion Of A Happy Retirement By : Thomas Herold Most of us were told to stay in school and get a good education. After that, it was “find a decent job, work hard, and then enjoy a safe and quiet retirement.” However, statistics show that only a fraction of us truly enjoy their retirement, for the following reasons: * Not enough retirement money * Cut off from the creative work place * To old to do what you really wanted to do * Health problems 50 years ago working at a company was safe; however, this concept is co... See The USA The American Way By : Carl Kinnebrew So you are nearing retirement and are considering the nomad life for a while. Getting into that RV and taking off to see the sites of the good ole USA. This has been a dream of yours for many years and you are finally going to have the time and the finances to do so. You had better get it done while you still have your health. It’s going to be just you and your spouse foot loose and fancy free. What a great way to spend the first years of your retirement. But you know noth... Senior Brain Power: Don't Waste Yours By : Barbara Morris, R.Ph. On a talk show recently, the host and I were discussing retirement. He related the story of a friend, a CEO who couldn’t wait to retire at 65. The pressure and stress of running a company had become so burdensome he was counting the days until it was all over. The time finally came and he spent two years playing golf, fishing and taking his wife on cruises. One day he realized he was bored with the “good life” and wanted to work again, at least part time. By that time,... Anti-aging Reality: Not All "old" People Are "old" By : Barbara Morris, R.Ph. It’s a fact: Many Boomers plan to work in some capacity in retirement. When they reach the big six-o, they won’t automatically switch into the role of typical traditional retiree. It’s is not part of their life plan. They will not fade into the sunset to play bingo, shuffleboard, or waste time and money gambling at casinos. They exercise, are in fabulous good health, and will work to stay that way. That means an increasing number of 60-plus year-old men and women do not... Fort Lauderdale: An Ideal Location for Retirees By : Dwayne Cooper Fort Lauderdale is a preferred location of many retirees who have had enough of cheerless winters, damp autumns, and wet springs. Fort Lauderdale offers lovely weather and lots of activities throughout the year. No wonder, Fort Lauderdale draws retirees from all over the country to its expansive developments and swank downtown districts. It's definitely a location worth considering if you are retiring soon or just wishing to relocate. Active Adult Communities – Which One Is Right For You? By : Robert Flournoy If you’re looking at active adult retirement communities, you aren’t alone. Over seventy-five million aging boomers will be looking to move from the homes they raised their children in to communities that cater to their changing needs in the next few years. Because builders now realize just how popular 55+ communities are, you may find yourself looking at more choices than you thought existed. To find the right community for you, be sure you do your homework and pay attent... Active Adult Hometown Retirement Options By : Robert Flournoy Retiring today isn’t the same as it was a generation ago, and the new housing market is changing to reflect that. Today’s active adult communities can be found in locations far from traditional areas like Florida and California. They are geared to the rising numbers of retiring boomers who have discovered that they want the advantages of living in 55+ communities, but don’t necessarily want to leave the towns where they’ve lived for years. Contributing to the popularity of... Reverse Mortgage – A Growing Option For Retirees By : John Wesley For senior citizens, making ends meet can be very difficult. For homeowner over the age of 62, who have to make their mortgage payments, there is an option. A reverse mortgage was designed for a homeowner to take the equity of their home and convert it into tax-free income, without having to refinance or sell their home. It gives the homeowner additional monthly income. The procedure for a reverse mortgage loan is that the flow of money is reversed, the homeowner does not ... Retirement in Costa Rica By : David Lovendahl The beautiful environment of Costa Rica makes it a perfect place for retirees. San Jose, Costa Rica has been rated as the city with the lowest cost of living in the whole world. With friendly locals, a stable government and economy, North Americans are flocking to this Latin American country.
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